Our products
Store cards - store cards are a form of credit card which can only be used in one particular shop or retail group. All Ikano store cards are retailer branded.
Ikano Interest Free Credit (IFC) - a product where the customer pays back the total value of the product monthly with no interest added.
Deferred IFC - this loan is like an IFC, but with the option to defer the first payment for an agreed period.
Buy Now Pay Later (BNPL) Loan - this product provides the customer with the facility to defer payment for goods. No charge is made during the BNPL period. The customer has the option at the end of the BNPL period to pay off the value of the product in full, or to move to an interest bearing loan.
Ikano Interest Bearing Loan - a loan with interest added, paid off in monthly instalments.
Loyalty – loyalty product customers earn points when they spend in stores, which can later be redeemed on future purchases or other benefits.