Job
Job title: Credit Scoring and Strategy Analyst – Acquisition
Responsible to: Credit Scoring and Strategy Manager
Job purpose: The job holder will play a key role within the Scoring and Strategy team who are vital in managing IKANO’s credit risk exposures of circa £100m through the ongoing management and development of both credit scoring models and credit strategies.
Hours: Full Time - 37.5 hours per week
Department: Credit and Risk
Closing Date: 6th April 2010
Business Practices
- Assisting in the maintenance of acquisition and customer management scoring models with accountability for tracking ongoing performance and for recommending changes;
- Working with line manager to formulate recommendations for scorecard redevelopment and, where development is occurring “in house”, take an active role in the developments in line with IKANO’s scorecard development policy and methodology;
- Input into the optimisation of risk segmentation using CHAID or similar analytical skills to ensure the achievement of loss targets;
- Take responsibility for the tracking, monitoring and analysis of acquisition and customer management strategies (e.g. reviewing cut off profitability, optimisation of line assignment, success of credit limit increase / decrease campaigns)
- To ensure that legal and regulatory requirements are correctly incorporated within scoring models and strategies;
- To develop and maintain relationships with key stakeholders within the business to ensure that credit scores and strategies are effectively implemented;
- To support scoring and strategy developments within collections / recoveries arenas in line with business needs and priorities;
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- To maintain a commitment to the company vision and the spirit of the organisation
- As part of IKANO’s commitment to Treating Customers Fairly, endeavour to ensure that fair treatment of customers is central to everything
- To comply with IKANO’s Data Protection guidelines and the requirements of the Data Protection Act for all customer or co-worker data